Professional Profile
Gyorgy Toldy
Licensed Adjuster, Appraiser & Insurance Claim Professional
White Rock PA · White Rock Public Adjusting, LLC
Career progression
- Public Adjuster / Appraiser
- Independent Claims Consultant
- Insurance Appraiser / Claims Adjuster
- Collision Estimator / Blueprint Specialist
- Collision Production / Management
- Collision Repair Technician
Gyorgy Toldy works across property and automobile insurance claims, appraisal, damage assessment, estimating, scope analysis and disputed claim matters. His background includes claimant-side public adjusting and appraisal, carrier-side automobile claims handling, collision estimating, repair planning and hands-on collision-repair operations.
His technical work includes damage assessment, causation analysis, scope development, estimate reconciliation, supplements, re-inspections, total-loss evaluation, manufacturer repair-procedure research and appraisal proceedings.
Extensive experience across insurance claims, collision repair, estimating and appraisal. The complete curriculum vitae is available for download below.
Current Curriculum Vitae
The complete CV is available to attorneys and retaining professionals as a PDF (updated September 4, 2026). No inquiry is required.
For Retaining Counsel
Conflict check first, then file review
Engagements are accepted from attorneys, law firms, corporate counsel, appraisal professionals, and — where appropriate — insurers and claim professionals involved in litigation, arbitration, hearings or complex claim disputes. The engagement begins with a conflict check and a file review; no opinion is offered before the record has been examined.
Areas of Expertise
Matter types supported by the record
Auto / Collision
- Automobile physical damage
- Estimate disputes
- Supplements
- Repair-versus-replace methodology
- OEM repair procedures
- Structural repair
- Blueprinting
- Pre- and post-repair scans
- ADAS calibration requirements
- Total-loss evaluation
- Repair-facility disputes
- Repair documentation
Property / Claims
- Property damage scope
- Carrier vs. contractor estimate differences
- Damage documentation
- Causation issues
- Scope omissions
- Xactimate scope review
- Appraisal proceedings
- Claim-file analysis
Professional Background
- Property insurance claims
- Automobile physical-damage claims
- Public adjusting
- Insurance appraisal
- Collision estimating
- Damage assessment
- Causation analysis
- Scope development
- Estimate and supplement review
- Total-loss evaluation
- OEM repair procedures
- Repair methodology
- Blueprinting and damage discovery
- Contractor / repair-facility estimate reconciliation
- Appraisal and umpire proceedings
- Technical claim documentation
Experience From Both Sides of the Claim
Gyorgy Toldy's professional background includes both carrier-side claims handling and claimant-side claim analysis and appraisal. This provides practical familiarity with how damage is inspected, documented, estimated, supplemented, evaluated and disputed from multiple perspectives.
Collision & Repair Technical Background
Before and alongside insurance estimating and appraisal work, Gyorgy Toldy developed extensive collision-repair experience involving structural and mechanical damage, blueprint teardown, repair planning, repair-versus-replace decisions, frame equipment, manufacturer procedures, scanning, calibration requirements and quality control.
His work history includes estimator, blueprint specialist, production-management and technician roles across collision-repair operations.
Professional Licensing
Licenses held by the expert
Licensing shown here is maintained in White Rock PA's compliance records. Public adjuster licenses and all-lines / property & casualty adjuster licenses are separate credentials and are listed separately.
Public Adjuster Licenses
These licenses authorize public adjusting on behalf of policyholders, in these states only.
Texas
Public Adjuster
License #3172010
NPN 19450926
active
Florida
Public Adjuster
License #W675274
NPN 19450926
active
Additional Insurance Adjuster Licenses
These are adjuster licenses held by the licensed professional. They are separate credentials and do not authorize public adjusting representation in those states.
Texas
Adjuster — All Lines
License #2501049
NPN 19450926
active
Expiration 04/30/2028
resident
Louisiana
Claims Adjuster — Property & Casualty
License #876387
NPN 19450926
active
Valid through 04/30/2027
nonresident
Expert Services
Case screening through testimony
Initial Case Screening & Conflict Check
Up to 30 minutes.
Case File Review, Research & Preparation
Review of claim files, estimates, reports, repair documentation, photographs, correspondence and other relevant materials.
Written Reports, Affidavits & Declarations
Professional written analysis where appropriate following file review.
Vehicle, Site & Repair-Facility Inspections
On-site technical inspection and documentation.
Deposition Testimony
Trial, Arbitration & Hearing Testimony
Technical Claim Analysis
Analysis of the claim record, estimates, valuation and documentation in dispute.
Areas of Analysis
Depending on the engagement, areas of analysis may include:
- Carrier estimates
- Repair-facility estimates
- Contractor estimates
- Scope differences
- Labor operations
- Materials
- Repair methodology
- Vehicle repair procedures
- Property damage scope
- Valuation methodology
- Depreciation
- Replacement cost / actual cash value
- Comparable vehicles or property
- Documentation deficiencies
- Appraisal positions
- Expert reports
- Claim-file documentation
Expert Witness Fee Schedule
Professional rates and minimums
Effective September 1, 2026
| Service | Rate | Minimum |
|---|---|---|
| Initial case screening and conflict check, up to 30 minutes | No charge | — |
| Case file review, research, and preparation | $350/hour | 1 hour |
| Written report, affidavit, or declaration preparation | $350/hour | — |
| Vehicle, site, or repair facility inspection | $350/hour | 2 hours |
| Deposition testimony | $475/hour | 2 hours |
| Trial, arbitration, or hearing testimony | $550/hour | 4 hours |
| Travel time, portal to portal | $175/hour | — |
| Out-of-pocket expenses, including travel, lodging, records and subscriptions | At cost | — |
Terms
Retainer, scheduling and billing
Retainer
A $2,500 retainer is required before file review begins.
- The retainer is applied against fees incurred.
- The retainer is refundable to the extent unearned.
- Retaining counsel will be asked to replenish the retainer when the balance falls below $500.
- Fees for deposition and trial testimony are due in advance of the scheduled date.
Scheduling & Cancellation
- Deposition and trial dates are held once confirmed in writing.
- Cancellation or postponement within five business days of a scheduled deposition or trial date: 50% of the applicable minimum.
- Cancellation or postponement within two business days: 100% of the applicable minimum.
- Engagements requiring a written deliverable in fewer than ten business days are billed at a 25% expedite premium.
Billing Terms
- Time is billed in quarter-hour increments.
- Invoices are issued monthly.
- Payment terms are net 30.
- Balances over 30 days accrue 1.5% per month.
- Invoices are the responsibility of retaining counsel or the retaining firm, not the underlying client.
- Form W-9 and certificate of insurance are available on request.
Basis of Engagement
Fees are charged for professional time and expertise. Compensation is not contingent on the outcome of the matter, the content of any opinion rendered, or the amount of any recovery.
No opinion is offered until the file has been reviewed. An engagement may be declined at any point if the record does not support the opinion sought.
A conflict check is performed before any file material is accepted.
Rates are subject to annual review. The current curriculum vitae is available for download at whiterockclaims.com/expert-witness.
A Separate Professional Engagement
Expert-witness and litigation-support work is a separate professional engagement. Retention does not purchase an opinion, does not mean an opinion will favor retaining counsel, and does not guarantee any conclusion. Testimony is never contingent on outcome. Litigation-support retention does not create public-adjuster representation of any party.
Request Conflict Check
Request an Expert Witness Conflict Check
Please submit basic conflict-check information first. Do not transmit privileged, confidential, or extensive case materials until White Rock PA confirms that the conflict check has been completed and the engagement can be considered.